Homeowner Selection

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Sign up to get notified about our next homeowner application period!

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Home Ownership - Who Qualifies?

Four fundamental criteria are used to determine who is selected to be a Habitat partner.

Need for Shelter - The applicant's current shelter is inadequate because it is either structurally unsound, overcrowded, has unsafe, unsanitary or unhealthy conditions, or the resident is paying more than 50% of household income for housing.

Willingness to Partner - The applicant agrees to completes 250 hours of sweat equity per adult in the family and participates in the partnership program that may include financial counseling and household management education.

Residency – Each affiliate has a residency requirement. A partner family would typically live and/or work in the county of Orange or Washington.

Ability to Pay a Mortgage - The applicant's household income is between 30% and 80% of area’s median income based on family size (2021 numbers below). For a 20-30 year mortgage, a homeowner’s monthly housing expenses may be approximately $500 to $800 a month (includes mortgage payment, home insurance, and property taxes).

Home Ownership - the selection process- CLOSED

HOW IT WORKS

The Homeowner Selection Committee advertises for a homeowner partner and accepts applications.

The Committee reviews all completed applications and then the Homeowner Selection Committee:

Requests more information if it is needed
Reviews the tax return for the previous year and other material provided by the applicant to verify information on the application.
Conducts a home visit at family's current residence.
Makes a recommendation to the Board of Directors.

If you meet these criteria and wish to pursue home ownership through Habitat, fill out the form below to receive notifications of our next Homeowner Application period.

Our Federal Form 990 is available for public inspection by writing to: Treasurer, Central Vermont HFH, P.O. Box 837, Montpelier, Vermont 05601.

Download the sample application below!

2020 Sample Homeowner Application
File Size:	1333 kb
File Type:	pdf

Download File

Download the below document to learn about CVHFH's Duplexes

What is a duplex?
File Size:	107 kb
File Type:	pdf

Download File

Contact Information

Mailing Address

PO Box 837, Montpelier, VT 05601-0837

Telephone

(802) 522-8611

Email

zach@centralvermonthabitat.org
Zachariah Watson, Executive Director

Central Vermont Habitat for Humanity Inc. is an independent organization that is overseen by a board of directors and governed by its own policies. If you have a complaint about Central Vermont Habitat for Humanity Inc, please contact us at 802-522-8611 to discuss the issue or concern. If you believe your concern cannot be adequately addressed or resolved by the affiliate, or if your concern relates to Central Vermont Habitat for Humanity Inc leadership (board president or executive director), notify Habitat for Humanity International by following the process outlined on Habitat.org.