Central Vermont Habitat for Humanity
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  • Our Work
    • Homeownership Program
    • Home Repairs
    • Subcontractors
  • Volunteer
  • Donate
  • ReStore
  • Greensboro
  • Join Our Team!
    • Grant Writer (Part-Time)
    • ReStore Driver
  • About
    • Contact Us
    • About Us
    • Who We Are >
      • Staff
      • Board
    • Past Projects >
      • Virtual Tour 11 Highland Avenue
      • Home Blessing
    • News >
      • Articles About CVHFH
      • Annual Reports
      • State of Home Affordability in VT
      • Building an Energy-Efficient Home
    • Partners >
      • Habitat for Humanity International
      • Vermont Housing and Conservation Board
      • Vermont Affordable Housing Coalition
      • Partner List
      • Vermont Center for Independent Living
      • Vermont Construction Co.
    • Additional Vermont Programs
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YOUR CART

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NOW ACCEPTING APPLICATIONS FOR A DUPLEX IN GREENSBORO BEND. LEARN MORE AND APPLY ​HERE.
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Applications due by 12pm March 14, 2025

APPLYING FOR HOMEOWNERSHIP

Who Can Apply

As active participants in the home building process, eligible Habitat homebuyers are:
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  1. In Need of Shelter
    The applicant's current shelter is inadequate because it is either structurally unsound, overcrowded, has unsafe, unsanitary or unhealthy conditions, or the resident is paying more than 50% of household income for housing.


  2. Willing to Partner​
    The applicant agrees to complete 250 hours of "sweat equity" per adult in the household and participate in the partnership program that may include financial counseling and household management education.

  3. Able to Pay an Affordable Mortgage
    The applicant's household income is between 30% and 80% of the area’s median income based on household size (2024 numbers below).  For a 20-30 year mortgage, a homeowner’s monthly housing expenses may be approximately $500 to $800 a month (includes mortgage payment, home insurance, and property taxes). ​​

How to Apply

  1. Sign Up for Notifications: Use the form at the bottom of this page to join our mailing list. You’ll get updates when the application process opens (usually in the spring) and invitations to info sessions.
  2. Submit Your Application: When the application period opens, complete and submit your form to Downstreet or RuralEdge. Make sure you're signed up for notifications!
  3. Financial Check: Downstreet or RuralEdge will check if you meet the financial requirements to buy a home and then they share your information and application with CVHFH.
  4. Verification & Home Visit: A CVHFH team member will confirm your job and income details and schedule a home visit to assess your housing needs.
  5. Application Review & Decision: CVHFH will review all applications and choose new partner homeowners based on housing needs. You’ll get notified about your eligibility.
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Sign up to receive notifications about homeownership opportunities!

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CONTACT FORM
Questions? Get in touch!

OFFICE PHONE
(802) 522-8611
​
RESTORE PHONE
149 S. Main St.
Waterbury, VT 05676
(802) 522-2323
Tuesday-Sunday 10:30am-5:30pm
NOW OPEN SUNDAYS!


EMAIL

[email protected]
[email protected]​

TO VOLUNTEER
​
[email protected]
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MAILING ADDRESS
PO Box 837
Montpelier, VT 05601-0837


​PHYSICAL ADDRESS
by appointment only
149 S. Main St.
​Waterbury, VT 05676
​
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Central Vermont Habitat for Humanity Inc. is an independent organization that is overseen by a board of directors and governed by its own policies. If you have a complaint about Central Vermont Habitat for Humanity Inc, please contact us at 802-522-8611 to discuss the issue or concern. If you believe your concern cannot be adequately addressed or resolved by the affiliate, or if your concern relates to Central Vermont Habitat for Humanity Inc leadership (board president or executive director), notify Habitat for Humanity International by following the process outlined on Habitat.org.
Form 990s can be viewed on our GuideStar profile.
Our governing documents, conflict of interest policy and financials statements can be made available for inspection at our office location by appointment only. Contact 802-522-8611 to schedule a visit.