Central Vermont Habitat for Humanity
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  • Home
    • About Us
    • Staff
    • Board >
      • Join the Board!
    • Home Blessing
    • Other Help
  • Homeownership Program
    • Homeownership Program
    • Apply to become a Homeowner
  • Home Preservation
  • Volunteer
  • Donate
  • Contact Us
  • More
    • Subcontractors
    • News >
      • Annual Reports
      • Articles About CVHFH
      • Race to the Top VT
      • Dedication
      • Therma Buck Video
      • Habitat International
    • Monthly Newsletters
    • State of Home Affordability in VT
    • Partners >
      • Vermont Center for Independent Living
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YOUR CART

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Homeownership- Who Qualifies?

Need for Shelter ​

The applicant's current shelter is inadequate because it is either structurally unsound, overcrowded, has unsafe, unsanitary or unhealthy conditions, or the resident is paying more than 50% of household income for housing.

Willingness to Partner

The applicant agrees to completes 250 hours of sweat equity per adult in the household and participates in the partnership program that may include financial counseling and household management education.

Ability to Pay a Mortgage

The applicant's household income is between 30% and 80% of area’s median income based on the household size (2021 numbers below).  For a 20-30 year mortgage, a homeowner’s monthly housing expenses may be approximately $500 to $800 a month (includes mortgage payment, home insurance, and property taxes). 

Residency/ Work Location Requirement

Qualified applicant must live or work in Washington or Orange County
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Contact Information


Mailing Address

PO Box 837, Montpelier, VT 05601-0837

Telephone

(802) 522-8611

Email

zach@centralvermonthabitat.org
Zachariah Watson, Executive Director
Central Vermont Habitat for Humanity Inc. is an independent organization that is overseen by a board of directors and governed by its own policies. If you have a complaint about Central Vermont Habitat for Humanity Inc, please contact us at 802-522-8611 to discuss the issue or concern. If you believe your concern cannot be adequately addressed or resolved by the affiliate, or if your concern relates to Central Vermont Habitat for Humanity Inc leadership (board president or executive director), notify Habitat for Humanity International by following the process outlined on Habitat.org.